HM Capital is known for its consultative, relationship-based approach to commercial real-estate financing. We secure tailored solutions for clients’ specific goals through our deep nationwide network of institutional capital providers. We are known for our exclusive access to insurance company capital and hands-on service: We manage each transaction in house, from origination through maturity. We are experts in financing options throughout the capital structure spectrum:
Permanent non-recourse debt typically for stabilized properties can range from 5 to 30+ years with amortization ranging from 10 to 30+ years.
HM Capital’s network of national real estate capital providers includes Joint Venture and Preferred Equity partners.
Single-tenant financing is based on the credit strength of the tenant. Most single-tenant lenders want long term leases and investment grade credit. HM Capital also offers financing for owner-occupied and non-credit tenants based on review of the owner/tenant’s financial statements.
HM Capital delivers flexible construction options including short-term construction financing and participating debt programs, as well as one-time close construction to permanent loans eliminating interest rate risk.
For value-add acquisitions, short-term transitional financing, and special case scenarios, bridge financing offers flexibility to position for permanent refinancing or disposition.
Through Strategic Alliance Mortgage, a nationwide network of top independent commercial real estate investment banking firms, we provide access to numerous, diverse capital sources. These deep resources ensure the best rates and structures for a wide range of real estate capital deals, regardless of their complexity. Our capital providers include:
HM Capital has long been committed to servicing our commercial loan portfolio – now totaling over $600 million — in-house. Both lenders and borrowers know they can rely on local and industry-leading servicing and a responsive, single point of contact from underwriting right through the entire loan term.
We don’t believe borrowers should have to deal with strangers at distant call centers for information requests, when they require modifications or when they have other needs. At HMC, our producers and servicing team, knowledgeable about specific loans and local markets, are proud to help throughout the life of the loan.
For lenders, we provide a spectrum of loan-administration services, including payment collection, tax/insurance administration, property inspections and financial reviews. We also handle everything from administering insurance proceeds for repairs and disbursements for renovations, to managing lease approvals. We take pride in providing lenders with market intelligence and best possible mortgage loan investments.